In addition to a personal injury caused by an automobile accident, the injured party also needs to be aware of who will be responsible for paying the automobile property damage. This is the essential question normally asked by clients as to why it is the other individual’s insurance company taking so long to pay for the damage that is caused to their car even if they are purely aware that the other person was at fault. The simple answer to this question is that because there is no law which obligates insurance carriers of the other person to promptly pay for auto damage.
On the other hand, if one carries collision insurance and can afford to layout his or her deductibles, then he or she has to make the claims of property damage via his or her carrier. Moreover, the insurance carrier of his or her possess a legal and contractual obligation to handle his or her claim expeditiously and will instantly go after the insurance company of the other person to recover his or her deductible for property damage which is directly related to a personal injury.
Personal injury attorney and property damage in a car accident
The personal injury attorney is the most efficient person to help one with his or her property claim. However, many clients prefer to handle such cases themselves. One should effectually remember that an adjuster of the property damage usually works for the insurance companies and a client should never discuss his or her injuries with him or her and avoid meeting an adjuster in person. If in a car accident, the fault was not of the client then he or she can make a claim via his or her insurance company to cover the repair cost on his or her car or a total reimbursement.
Many times, an insurance company needs to pay a deductible. Then, an insurance company will ask for a reimbursement from insurance company of the other driver. One can select to directly deal with the other individual’s insurance company in order to reimburse his or her loss or repairs. It is inevitably much simpler if a personal injury attorney does deal with their personal injury attorney.
All about personal injury and car property damage
If one has sustained a personal injury due to someone else’s fault then the victim of an auto accident is entitled to achieve reasonable compensation for the injuries he or she has suffered. However, the property damage caused to the car is to be paid by the insurance company of the person who is at fault. At such situations, it is much easier to purse the claim of damage directly under the coverage of collision.
Usually, the charge of a personal injury attorney could be 1/3rd of the gross settlement or the aware of a jury plus the costs that are advanced on client’s behalf. The settlements and verdicts that exceed over $300,000 possess special rules that are applicable to the attorney’s fees and charge and in such cases are on a sliding scale.