Bankruptcy is the legal provision that allows individuals and corporations to alleviate their debts. While the technicalities of each bankruptcy ‘chapter’ are beyond the scope of this article, we will go over the basics of Chapter 7 bankruptcy and see how it differs from Chapter 13. Chapter 7 Bankruptcy This is the most common […]
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Although all cruise lines use strict safety guidelines to ensure the safety of passengers on their ships, cruise ship accidents can and do happen. Oddly enough over the last few years the cruise line industry has experienced a slew of accidents ranging from fires on board the ship, to engine breakdowns and even the sinking
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When every other phone call you receive is from a creditor of one kind or another then the first thought that might pop into your head is to file for Chapter 7 or Chapter 13 bankruptcy, depending on your own individual circumstances. Although declaring yourself bankrupt does offer you a very clear plan for
Pros and Cons of Bankruptcy Alternatives? Read More »
The idea of mortgage modification agreements is far from new, with the concept of being able to renegotiate the terms of your mortgage loan actually dating back to the Great Recession of the 1920s. This was one of the first times in American history where property values declined so rapidly, for so many people
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Asbestos has been mined and used by human beings around the globe for well over 4,000 years now, with some of the earliest uses of this versatile mineral being to reinforce clay pots. This silicate mineral became incredibly popular in the construction industry in the 19th century due to the fact that it was
Asbestos Exposure – What You Need To Know Read More »
One of the hardest moments for any child is reaching the point in their life when they\’re left with no choice but to place their surviving parent(s) in a nursing home. This is done to ensure that they receive the best possible care, from a team of highly trained doctors, nurses and staff. In as
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A slip fall accident is where you have slipped or fallen on another person\’s personal or business property and they may then be liable for any injuries you\’ve suffered as a result of that accident. You might also hear people referring to this type of accident as a premises liability claim, tort claim and of
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Pedestrian accidents are different to almost every other type of vehicular accident in that in the case of an accident involving a pedestrian and a car, or vehicle of any kind, the pedestrian is totally unprotected – they\’re not protected by airbags, jackets, helmets or anything else. The end result of this is that
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When you\’re behind on your mortgage payments you\’re probably already stressed and worried beyond anything you could have imagined before. There\’s nothing quite like the risk of losing your home to wake you up to the realities of life. An additional problem for homeowners is the fact that all of these distressed mortgages are bringing
Mortgage Scams: Know Them, Avoid Them, Report Them Read More »
No homeowner wants to have to declare bankruptcy because they assume it means that both they and their family will be destitute and homeless as a result. In fact filing for Chapter 13 is basically a form of debt consolidation which allows you to spread your total debt repayments out over a number of
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