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3 Most Common Types of Debts In New Jersey

New Jersey ranks among the top five states with the highest-earning households in the nation. On the other hand, New Jersey’s unemployment rate is behind the national average. Additionally, New Jersey is among the top ten most expensive states to live in because of the high cost of living. As a result, many locals have […]

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What Happens to Your Brain and Body When You’re Stressed About Money

Financial security and mental health go hand in hand. Some people may not notice the close relationship between emotional and financial well-being. Stress-related money concerns rank highest globally. People would report general poor health, which leads to complaints of diseases. Symptoms of prolonged financial stress should take care of immediately. It includes anxiety, migraines, impaired

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Can I Keep My Cash In A Chapter 7 Or Chapter 13 Bankruptcy?

Declaring bankruptcy has long-term financial and credit repercussions. If you are one of the many individuals laid off from work, or if you are a businessman who has no chance of regaining your company, bankruptcy is your final resort. Since Chapter 7 and Chapter 13 bankruptcy are two very distinct legal choices with different possible

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How Bankruptcy Can Help With Cars You Can No Longer Afford?

Two main types of bankruptcy are Chapter 7 and Chapter 13. These procedures help people liquidate some of their assets and pay off their debts. While chapter 7 generally involves selling some of your assets, chapter 13 is focused on paying off other debts. If you own a car, the vehicle may be affected by

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Repossession Laws in New Jersey: What Consumers Need to Know

If a buyer fails on payments, the activity of retaking control of something is known as repossession. But there are different things to note depending on the state a consumer might need to know. There are a few things about New Jersey repossession laws that customers have to remember about their Repossession Laws that might

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How to gather evidence for your personal injury case?

Accidents can happen at any time, and when these cases occur, a personal injury case can be handy in the case of accidents where you are not at fault. These documents can help when you’re dealing with insurance claims. If you were recently in an accident and want to file a personal injury case for

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Can I Discharge a Loan I Used to Start a Business in New Jersey?

Have you ever taken the time to notice how many small businesses close their doors while major corporations always manage to stay financially comfortable? Consider a specific scenario: when an individual was given a bank loan to start their business in New Jersey.  An unexpected hurdle hindered them from paying off the remaining balance of

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PROVIDE SAFETY TIPS TO AVOID ACCIDENTS

A report released last month by the National Safety Council shows that despite increasing efforts to promote seat belt use, the number of people who fail to buckle up has remained the leading cause of traffic injuries in the US. Safe driving is often overlooked when it comes to making the roads safer for everyone.

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Do Married Couples Have To File For Bankruptcy Together?

Under bankruptcy law, married couples can file a joint bankruptcy petition. But, it is not typically the best option for many couples. Sometimes, it makes sense for married couples to file for bankruptcy jointly. However, it can be hard to do since both spouses must include their income in the individual bankruptcy. On the other

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