Most people have no issue with going to a doctor, but a visit to the dentist can fill rational people with absolute dread. It might be the sound of the drill, or a fear of hypodermic needles, but it can lead to anxiety in many cases. But we’ve been taught throughout our life to trust […]
What are some injuries caused by dentist negligence? Read More »
The first point of discussion here is that filing for bankruptcy does not guarantee you a discharge of your debts. The court needs to review each case individually to prevent any form of bankruptcy fraud or preference actions. If you file for a Chapter 7 bankruptcy this will eliminate your legal responsibility to repay unsecured
Debts After Bankruptcy in New Jersey Read More »
Unforeseen unemployment is one of the main reasons people file for bankruptcy, with unpaid medical bills coming in a very close second place. Very few people volunteer to be unemployed, and especially not if they have a lot of personal debt. Becoming Unemployed What typically happens is that a person loses their job, and then
How Are Unemployment Benefits Treated in Bankruptcy? Read More »
Finding yourself in financial trouble can be a bitter pill to swallow. There’s a lot of personal shame involved, and then there’s the perception that you’re not able to manage your money properly. After all, you don’t want your personal affairs made public, with people you barely know asking you about your financial status. So,
If I file for bankruptcy, will everyone find out? Read More »
There’s no feeling quite like trying to use your card at an ATM or in a store, only to be told they can’t accept it. It’s embarrassing, frustrating, and a real sign that your finances aren’t quite where you thought they were. In fact, you probably have no idea where all your money went. So,
Can Bankruptcy In New Jersey Help Get Rid Of Debts From Credit Card Fraud? Read More »
Debt is an unavoidable part of being an adult, unless you were born with the financial acumen of a hedge fund investor, which is rarely the case. Your personal debt is then added to your student debt, and when you get married you’ll need a house, at least one car, and all the other trappings
Division of Debt in New Jersey Divorce Read More »
If you’re not familiar with the phrase “reaffirming your mortgage” it basically means that you’re agreeing to repay all, or a specified amount, of your mortgage debt. This is a legal agreement between you and the lender which when signed makes you legally liable for your mortgage debt all over again, even if that debt
The Top 3 Reasons Not To Reaffirm a Mortgage Debt in Bankruptcy Read More »
The amount of medical debt per capita in the United States has dropped over the last few years, but 30% of the population still have unpaid medical bills. The average medical debt is $1,800, but that amount is owed by roughly 50 million American citizens. What this means is that right now there’s $90 billion
What to Do if You Have Medical Debt Read More »