Ousting liens off your property – Is bankruptcy the ultimate panacea?

Your ability to discharge your debts through bankruptcy depends on the types of debt you carry. Even though bankruptcy knocks out your personal liabilities to repay a secured debt, the lien that the creditor places on your property survives your Chapter 7 bankruptcy case, unless it’s returned to the creditor. Bankruptcy only provides relief from […]

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The Importance of Medical Support For Your Disability Claim

  Once you\’ve reached the point where you know you\’re eligible to claim disability you then need to start the process – which can take several months – of filing for and getting your disability payments from the Social Security Administration. There\’s a lot of detail and information required as part of any social security

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The Effect of Filing Bankruptcy on A Cosigner / Co-debtor

Having to actually go through the process of declaring bankruptcy in relation to your own property and possessions can be a tough enough experience for most people, but the \”pain\” of the experience can be magnified if some of your property or possessions involve a co-signer, who has now become your co-debtor.   You see

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The Pitfalls of Negotiating With Creditors

If you take a quick look at the vast majority of bankruptcy cases appearing before judges all over the country the common denominator amongst them is that the people involved ignored all the warning signs of their impending financial meltdown. This obviously included ignoring demands from their creditors for months, or even years in some

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