Foreclosure is a process that occurs over time and differs from state to state. The foreclosure process begins when lenders state their intent to foreclose after borrowers are delinquent.
How Fast Can a Bank Foreclose In New Jersey? Read More »
Altruism can be a double-edged sword because it can take away just as much as it gives. A perfect example of such high-minded ideals took place in the state of New Jersey after the 2008 housing and financial crisis that almost brought the United States to its knees. New Jersey was already on record as
The Foreclosure Moratorium in New Jersey Made Matters Far Worse Read More »
You might not be familiar with the term “foreclosure complaint” this happens when you’ve fallen into arrears on your mortgage, and your lender is taking their first steps towards repossessing your home. There are an unfortunate number of myths circulating both online and offline about how to deal with a foreclosure complaint, many of which
Top Five Myths about Being Served with a Foreclosure Complaint Read More »
Nobody wants to fall behind on their mortgage payments, in New Jersey, or any other part of the country. Once you fall into arrears on your mortgage the next thought on your mind is when the bank might foreclose on your property, with the obvious fear being that you’ll become homeless in a matter
How Fast Can a Bank Foreclose in New Jersey Read More »
Most often, people don\’t tend to be bothered about foreclosure or other consequences while applying for a home loan. The joy of having a home of your own almost overshadows the negative consequences that missing monthly repayments can bring upon you. Lack of financial planning, luxurious lifestyle, or a financial debacle can lead to the unexpected and have
How a Foreclosure Lawyer in NJ Can Help You Put Up a Strong Defense Read More »
If you take a quick look at the vast majority of bankruptcy cases appearing before judges all over the country the common denominator amongst them is that the people involved ignored all the warning signs of their impending financial meltdown. This obviously included ignoring demands from their creditors for months, or even years in some
The Pitfalls of Negotiating With Creditors Read More »
Nobody could have ever predicted or expected the sheer scale of foreclosures which occur every single day in the United States, and elsewhere in the world. The fact remains however that foreclosures are now affecting people from all walks of life – from the very wealthy to people who have always occupied the lower rungs
So You Stopped That Foreclosure By Filing For Bankruptcy. Now What? Read More »
No homeowner wants to have to declare bankruptcy because they assume it means that both they and their family will be destitute and homeless as a result. In fact filing for Chapter 13 is basically a form of debt consolidation which allows you to spread your total debt repayments out over a number of
Stop Foreclosure and Sheriff Sale Through Chapter 13 Read More »